iPayTotal is focused on offering high risk merchant accounts for some of the hardest to place international and US/UK high risk businesses.

We offers comprehensive high risk merchant services, which include reliable, affordable and secure credit card processing, ACH processing, and integrated fraud protection and chargeback management services.

Our goal is to be the undisputed best high risk merchant account provider. To do that effectively, we have to understand and cater to the unique needs of the high risk merchants and industries that we specialize in.