AUTO INSURANCE FOR VIRGINIA, TEXAS, SOUTH CAROLINA AND ARIZONA ( SR22 INSURANCE ) LIABILITY INSURANCE : The minimum limits required for Virginia are $25,000 per person ; $50,00 per accident. This is for the bodily injury coverage. OTHER COVERAGES Comprehensive, Collision, Medical Payments, Loss of Income, Loss of use , Roadside service and Loan Lease payoff. You can request a brochure that also will explain the coverages. The other States are listed on the locations pages for each state. Virginia also has SR22 and FR44 insurance. Most of the states have SR22 but only Virginia and Florida require FR44 insurance. The primary reason you would need Sr22 is for driving without insurance. The Fr44 is for DWI. In Virginia you will need double the minimum limits for your FR44 Insurance for three years.nee If you need Cheap Car Insurance then please call our office for a quote today, there are many discounts that you might qualify for. Don't take a change driving without Auto Insurance.