123 Accountancy Services is managed by Denise Dowling, a professional, fully qualified accountant with over 20 years experience working with both large companies and individual, personal finances.

Denise began working as an accountant over 20 years ago, moving to the Isle of Man almost 20 years ago, where she worked for a large local organisation taking care of their financial statements for all of the companies within the group. Having found a flair for managing accounts, Denise went on to gain her accountancy qualifications in 2007, and has since become a Fellow Chartered Certified Accountant (FCCA). This reflects not only the training she has received during her qualifications, but also the working experience she has gained before and after she earned her certification.