Mortgage Waters offers residential mortgages in Minnesota. First time home buyers, FHA, Conventional, or Minnesota Down Payment assistance, are just some of the programs available. They also provide Free Loan Estimates and timely Closing Disclosure's. They provide practical advice and recommendations for their loan programs. This allows lenders maximum future control and flexibility. Lenders are assured that they're guided every step of the way. Their mortgage experts are always engaging and responsive to client needs.