Title Loans San Jose brings to you easy loan options with title loans for cars that will help you keep your savings in place! Simply put, with these title loans, your car title is taken as collateral for this short-term loan. We believe in making things simple by keeping your credit score out of the equation and just securing your loan by a title to your vehicle. The lender becomes a lien holder on your vehicle and furnishes you with the cash based on your car’s condition and value.