Retirees like certainty. Taking risk may have worked, but retirement is a time for dependable income and reserves that won't disappear. Heafner Financial creates strategies for affluent families and business owners to create a stress-free retirement by providing predictable lifetime income, asset protection and tax reduction. Our goal is to provide our clients certainty, ease, freedom and control. Jim Heafner is a fiduciary, a Certified Financial Advisor and Certified Tax Specialist.